Washington

Washington Prompt Pay Laws

This regulation is directly from the Washington State Department of Insurance
and is specific for manage care/indemnity plans
 

If utilized properly, you will ensure your collections without having to beg and plead

from the desk of:

Mark Studin DC, FASBE(C), DAAPM, DAAMLP


The carriers have 30 days to pay or deny your claim if filed electronically and 45 days if filed by paper. Anything beyond that will result in a default of the payment of your claim and mandate a 1% monthly penalty to be paid, by regulation. A telephone call will fall on deft ears, therefore create a paper trail with a demand for payment.

The Law:

30 calendar days after receipt of a
clean claim and 60 days after receipt of all claims

1% monthly interest

 

§§ 27-1-17, 27-1-19, 27-21A-23
& 10-4-115 (2001).

Language for your complaint:

Dear Claims Examiner:

The services rendered were billed within the Washington Insurance guidelines. It has now been beyond 45 working days allowed by Washington Prompt Pay Law, Section R. § 284-43-321 (1999)


Since you have violated this regulation we can submit this entire claim for summary judgment or arbitration through our legal counsel.

We would like to resolve this issue without using legal counsel. If we do go to court, It will cost you both the amount of the claim and attorney fees with 12% interest annually as mandated by regulation Section R. § 284-43-321 (1999)

 We request payment within 3 weeks of the date of this letter for the resubmitted bill(s) as prescribed by law. By doing so we will waive the interest due us as described in the regulations previously cited. If we do not receive payment, we will be forced to litigate this matter and also file a complaint with the Washington Department of Insurance.

Washington State
Office of the Insurance Commissioner
PO Box 40255
Olympia, Washington 98504-0255

Street Address
5000 Capitol Boulevard, SE
Tumwater, Washington 98501

360-725-7000

Contact Page: http://www.insurance.wa.gov/about/contact.shtml